n group insurance that entitles members to services of participating hospitals and clinics and physicians
[化] 休克尔分子轨道法
1. Many people choose an HMO for their health insurance because it offers lower costs.
很多人选择HMO作为他们的健康保险，因为它提供更低的费用。
2. To see a specialist in an HMO, you usually need a referral from your primary care doctor.
在HMO中，通常需要主治医生的推荐才能看专科医生。
3. An HMO may have a limited network of doctors, so it’s important to check if your doctor is included.
HMO可能有一个有限的医生网络，因此检查你的医生是否在内是很重要的。